Is the Cost of Your Massachusetts Blue Cross Blue Shield Health Insurance Plan Murdering Your Profits?
Guide Shows How to Slash Costs by As Much As 18% without Reducing Benefits to Employees!
Can you afford to waste money in this economy? Of course not.
Or pay ever more for health insurance? No way.
But most employers with 10 - 100 employees - probably including you - are getting absolutely killed by the cost of health care.
Here's a simple fact: the majority of brokers don't really know how to attack the cost problem, and they don't offer the services that will let you get control over your Blue Cross Health Plan.
It's true. Most brokers don't specialize in group insurance plans - they'll sell you an estate plan or auto insurance or group insurance. They're licensed to sell them, so they think they know enough.
But we at BBI have helped multiple Massachusetts employers get HUGE savings - AS MUCH AS 18% LOWER PLAN COSTS WHILE ACTUALLY IMPROVING THE BENEFITS THEIR EMPLOYEES GET!!
Skeptical? We don't blame you. You're probably thinking:
"But Don't All Brokers Get the Same Price?"
And it's true that all brokers get exactly the same price for your plan (assuming the census is the same)... but despite their protestations, that doesn't mean anything!
Every time you buy a lower-cost plan, you get a "cheesier" benefit. You shortchange your employees, simply moving costs from you to them.
Your employees know it, you know it, and your broker knows it. The real question is, "What can I do about it?" And that's where many brokers are stuck for an answer.
You see, it's not what the price of the plan is, but what you do with the price and the plan that matters!
How do you compensate for the lesser product, the cheesier offering? That's what matters. What does the employee finally receives in total benefits for the premium he pays?
But first things first...
Get a "Feel" for How Much You Can Save
You need to see, to get a feel for just how much you can save, in gross terms. Then you can worry about how to "offset" the benefit reductions.
You probably know that Blue Cross of Massachusetts gives you plan options... tons of them!
Your Blue Cross Blue Shield Massachusetts options can be overwhelming! For example, for groups with fewer than 50 employees, BCBS of MA offers more than 40 plans to choose from!
That Confuses Most People (including your broker!)
But we make it easy for you! We've created a simple price and benefits comparison chart that you can order.
We've created a chart for you to use. It shows every single Blue Cross Blue Shield HMO plan and its cost (relative to a "baseline" product).
And the range of costs is amazing! From the traditional $10 BCBS HMO (that's the baseline product) to the lowest-acceptable HMO (under the new Mass Healthcare Regulations) is a mind-blowing 49% reduction in price!
We don't just show you the price, we show you what the tradeoffs are.
We show you all the HMO plans:
***compared against each other by price and benefits***
You can easily see what you can save by changing a few benefits! How much do you save when you change your
- Primary Care Visit Copay
- Specialist Care Visit Copay
- Emergency Room Copay
- Drug Deductible
- Drug Copay
- Hospitalization Copay -- Community & Tertiary Hospitals
- Surgical Copay -- Community & Tertiary Hospitals
- Diagnostic Lab and X-Ray Copay
- Plan Deductible (if any)
- Plan Coinsurance (if any)
- Relative Plan Cost
Order the Comparison Summary. See how much you can save. Look at the options to keep more of the money your company earns. If the savings look worthwhile, we'll be glad to help you figure out how to "make it work" for you and your employees.
Why Are We Offering This?
Why should we give you information - free - that you can take back to your broker and use to save money... without us ever making a penny for our efforts?
It' simple, really. Sure, some folks will take our information, show it to their broker, and not really worry about working with the ones who gave them the ideas that saved them money.
But not most business owners.
Most business owners know that today it's different. This is a new economy, a new reality. Things may not ever be the same as they were.
Most business owners know that - if they're going to survive - they have to ally themselves with people who know what they're doing.
The old broker may be fine for the Property and Casualty, the estate plan, the buy/sell agreement... but group insurance is its own specialty. And you need professional support. And you know it.
So our theory is simple:
- We'll give you good, valuable information that opens your eyes to a wide range of money-savings opportunities
- We'll do it without restriction, without obligation.
- The kind of business owners we want to work with will appreciate the help and the input.
- We'll gain lots of new clients, the kind we really like working with.
We'll even give you a guarantee that you're not wasting your time:
- This chart is guaranteed to be accurate based on BCBS pricing information.
- It contains every Blue Cross Blue Shield Massachusetts and New England HMO plans offered today, and
- it is guaranteed to show you (unless you already purchase the HMO Basic Value Plan) an option that will save you money.
If you don't find a plan that saves you money, contact us for a complimentary Starbucks card to compensate you for your troubles. This guarantee and offer are good only for companies with 10 or more employees that are located in Massachusetts.
Order Your Blue Cross Blue Shield Plan Design Comparison Summary Today!
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